- 305.649.0062
- email@superialinsurance.com
- 2801 NW 7th St. Miami FL 33125
PERSONAL
Car Insurance
Know your options so you have great coverage without overpaying.
In Florida, it is MANDATORY to carry Personal Injury Protection & Property Damage (PIP / PD)
Although it’s optional to carry Bodily Injury Liability (BI) it is recommended to carry (or have) this type of coverage in Florida.
Contact us to find out what your options are.
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Home / Flood / Condo
In Florida, insuring your home is not mandatory ONLY if the house or condo is fully paid for (inclusive of no lines of credit). However, if there is any damage or claims against your property, you are fully liable for all costs and expenses.
If you have a mortgage or a line of credit against your home, you are REQUIRED by the lien holder to have a home or condo insurance.
In a condominium, your local association may require you to carry additional insurance.
Certain lien holders require Wind insurance, flood insurance, or other home insurance. Sounds like a lot? It is! Contact us and we will guide you with your options.
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Motorcycle / RV / Watercraft/ Specialty Car
In Florida, insuring your home is not mandatory ONLY if the house or condo is fully paid for (inclusive of no lines of credit). However, if there is any damage or claims against your property, you are fully liable for all costs and expenses.
If you have a mortgage or a line of credit against your home, you are REQUIRED by the lien holder to have a home or condo insurance.
Certain lien holders require Wind insurance, flood insurance, or other home insurance. Sounds like a lot? It is! Contact us and we will guide you with your options.
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COMMERCIAL
Garage Liability (Used Car Dealer / Repair Shop/ Body Shop)
Each county regulates different insurance. Depending on what county you live you will need a certain amount of garage liability dealers.
We are specialists in garage liability and have partnered with business owners for over 40 years to ensure they have the right type of coverage.
Depending on your location and business your options will vary. Contact us for more information and a personalized quote.
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Junkyard / Salvage Yard Specialist / Autoparts Dealer
This unique business requires extensive knowledge of the type of products bought and sold through a junkyard business, a salvage yard specialist and/or an Autoparts Dealer. The structure of your business will determine the classification of insurance you need to have.
Superial Account has been the go-to insurance agent for Junkyard, Salvage Yard Specialist, and Autoparts Dealer for over 40 years. We’ll work with you to understand your business and guide you to the right type of coverage you need. You need a specialist on your side.
Contact us for more information and a personalized quote.
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Limousines, Tow trucks, Taxis, Ubers/Lyft, Turo, Auto Rental
Florida law requires commercial insurance on Limousines, Tow trucks, Taxis, Uber/Lyft, Turo, and Auto Rentals. Superial Account has been the experience of providing quick quotes for great coverage.
Contact us for more information and a personalized quote.
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Workers Comp, Surety Bonds & General Liability
Workes comp – In Florida if you have less than 4 employees you are NOT required to have workers comp. You can be exempt (this is a service we can provide). If you have over 4 employees, you are required, by law to have workers’ compensation. This is important because it insures injuries to employees while they are working.
Surety Bonds – All dealers are required by Florida to have a surety bond (and a garage liability insurance), or if you have another type of business that requires surety bonds, we can cover you.
General Liability – If your business requires you to have a storefront – for example, boutique stores, restaurants, offices (including medical), beauty salons, barber shops, etc. your landlord will likely require you to carry general liability. It’ll be in your contract. Superial can dig into the details and advise you on your legal requirements.
Contact us for more information and a personalized quote.
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OTHERS
Notary Services
Friendly faces here to help you. We’ve notarized marriage licenses, job certifications, lease Agreements, financial services documents and others. We are familiar with the laws around notarization and are legally approved to serve as notaries.
Our offices are conveniently located in central Miami same day appointments are available and walk-ins are accepted.
If you have a question contact us so that we can notarize your paperwork in our office
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Other Services
Diana and the Superial Account teams are bi-lingual and extensively help local communities with translations and filling out forms as required. We’ve helped with filling out:
- Immigration application support
- Travel Authorization forms for minors
- Workers’ compensation Exemption filing
- School form fill-outs (daycare and k-12)
- Passport Support (form fill out, appt. scheduling)
- Other
Our offices are conveniently located in central Miami same day appointments are available and walk-ins are accepted. If you have questions on any of the above or need help with a document not mentioned above you can contact us for support.
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Copyright 2022 © All Rights Reserved Superial Account, INC
- 305.649.0062
- email@superialinsurance.com
- 2801 NW 7th St. Miami FL 33125